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Published: 02:21 EST, 18 November 2014 | Updated: 04:01 EST, 18 November 2014



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Shock bill: Some 59 per cent of people aged over 55 said they did not understand the tax implications of taking their whole pension pot as cash

Shock tax bills could start landing on the doormats of people who withdraw big sums from retirement savings following ‘pension freedom’ reforms next April, warns a retirement specialist.

Everyone aged over 55 is suddenly going to get unfettered access to their whole pension pot from spring 2015 – but just like now, only 25 per cent of retirement savings will be tax-free while the rest will be taxed as income.

Workers used to simply paying the basic rate of tax through employers might not realise dipping too freely into their pension pot at retirement will put them into the higher rate tax bracket, according to MGM Advantage.

The 20 per cent basic rate tax threshold will be 10,500 a year from next April, while the 40 per cent higher rate of tax will kick in for those earning more than 42,285.

Continued here:
Pension freedom tax trap for the unwary: How to avoid a shock bill

May 142014

When is SEO Not SEO?
What? What do I mean by that? There are lots of different ways people talk about SEO that are not really SEO. Its important to understand the difference as it will help you build better,…

By: Eric Enge

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When is SEO Not SEO? – Video

Google has been making lots of noise of late, penalizing guest blogging network MyBlogGuest, link sellers and buyers, and even marketing firms. As usual, such news was met with much debate, fear, and uncertainty.

Small businesses are still struggling to find their place in online marketing. While SEO firms struggle to explain complex topics such as nofollowing links, editorial appropriateness, disavowing links, and reinclusion requests, small business owners already worried about making payroll are losing focus and time.

The answer to Main Street’s burgeoning fear of SEO comes from, ironically, Wall Street. For years financial advisors have advocated diversity as the answer to risk. And the analogy extends readily to SEO tactics.

If a small business is afraid of being penalized by Google, they have probably taken on too much SEO risk. The only cure for risk is diversity.

The first cure for excessive SEO risk comes from a Google product called PPC Remarketing. But this is a hard-sell.

Only 3 percent of SMBs say PPC is effective, and many don’t understand the difference between traditional search ads and remarketing ads. Additionally, approximately 25 percent of the typical PPC budget is lost to poor campaign management.

Small businesses don’t understand the importance of conversion, and believe the tactics are limited to onsite development changes. Strategies such as email nurture and PPC remarketing can improve conversion by 65 percent by bringing leads back. Contrary to popular belief, consumers enjoy getting targeted emails and ads.

A focus on conversion, via both onsite and offsite methods, enhances the user experience of a website. This undoubtedly helps SEO in the long-run.

PR is largely excluded from the small business SEO conversation, which is no longer acceptable. Press Releases are critical for generating buzz and awareness for a small business. And while press releases as a link building strategy is hotly debated, there is no doubt they bring real traffic when well-written.

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3 Non-SEO Tips for Small Businesses Scared of Google Penalties

The First Amendment for Dummies: The Basics of the 1st Amendment Explained
Continuing the Constitution for Dummies Series with the Bill of Rights and Amendment One. Explained simply so you can understand the Constitution of the Unit…

By: Keith Hughes

Original post:
The First Amendment for Dummies: The Basics of the 1st Amendment Explained – Video

The world of mobile apps is foreign territory to most online marketers.

Developing apps require different skills than traditional website development. Mobile app creation forces marketers to understand the limitations of different platforms, devices, and tracking.

Once an app is developed and ready for download, the biggest challenge, just like with websites, is to get users to find it, or even know of its existence.

Your app is one of a million, with 700,000 available in Apples App Store, and an equal number in Google Play.

Users can discover and find apps in two ways: searches through the app stores as well as searches on search engines. Optimizing mobile apps to be more easily discovered by users isnt that different from optimizing a website for that same purpose.

The two SEO elements to focus on for mobile apps and the app stores are content and links.

SEO for websites primarily includes three things;

The SEO difference for mobile apps is that the page on which the app lives is what needs to be optimized, not the app itself. Search engines dont crawl inside mobile apps to learn what it is or why people want to download it. The content on the page around the mobile app needs to provide the context to give relevant cues for what the app is about.

An app usually has two pages to optimize: the app store page and a marketing page on the businesss website.

The descriptive content submitted with the app is vital to the apps success in the app store when submitting an app to app stores.

Read more:
SEO Tactics for App Stores, Mobile App Website Pages & Local Markets

Jan 122013

Are you going to move on from your current SEO position? Take your time to get prepared and get the SEO job of your dreams. Below I have outlined some of the recommendations you can find handy for this pretty complicated process.

(Image credit)

As the industry of inbound marketing evolves, SEOs have to get even more prepared for tricky complicated job interviews. Ive recently asked some of my friends in SEO about the most difficult questions they had to answer. The hardest thing for them was to discuss SEO with people who were not really proficient in the sphere! In some cases, they were even asked to reveal exact formulas for getting top rankings, Google algorithms, etc. (if that happens to you, please do show some sense of humor)!

If you are lucky enough to get interviewed by someone who IS experienced in SEO, lets analyze what you should know and how you should talk about it in 2013.

First things first

Just as in any other sphere, you should pay very good attention to the criterion mentioned in the job description. Read the description carefully and identify what the employer is looking for. Rankings and traffic? Pay-per-click management and lead generation? Viral content creation? Everything combined?

When you fully understand the needs of an employer, you should adapt your resume and covering letter. Additionally

Talking about your SEO experience

Your experience with promoting websites is probably the most important thing for your potential employer. Make sure that your description makes your portfolio look diverse and persuasive:

Go here to see the original:
Passing an SEO Job Interview in 2013

A Citizen Defender is a Complex and Dangerous Responsibility
I understand the decision to remove oneself from a dangerous situation. But to advocate liberty and our second amendment rights, and then promote the idea that we should always run and hide is something I cannot abide. The responsibility to defend your life one on one is hard; to defend your family is even harder; and to defend your community pushes the limits of complex comprehension. Is that an excuse to run and hide? No! It is a reason to work harder to be able to make the right decisions.From:therealTrippleBViews:2 0ratingsTime:14:48More inSports

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A Citizen Defender is a Complex and Dangerous Responsibility – Video

Those of us who research and teach entrepreneurship understand the strong direct link between freedom and entrepreneurship.  There is a strong, positive correlation between the amount of  freedom we enjoy from our nation-state and entrepreneurship and prosperity.  Freedom and entrepreneurship go hand in hand.  With freedom, entrepreneurship will flourish.  Without freedom, entrepreneurship can?t …

See the original post here:
Honor, Freedom, and Entrepreneurship

It was 168 degrees in the shade yesterday. The pavement was melting. Air conditioners and ceiling fans strained to the point of breaking. Even ice cubes were complaining.

Pools, movie theaters and walk-in coolers were popular places to try to beat the heat. The Community Mosque of Winston-Salem, surprisingly enough, was nowhere near the top of anyone’s list of places to cool down on a brutish Sunday afternoon.

Yet a crowd of close to 75 turned out anyhow to celebrate the First Amendment specifically the bit about freedom of religion.

“Freedom of religion is one of the founding principles of this country,” said the Rev. Charles Wilson.

Some things are that important, blast-furnace heat or not.

Educational tidbits

In order to understand the gathering, it’s perhaps best to review what all the fuss was about.

As ratified in New York in 1789, the First Amendment to the Constitution reads thusly: Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances.

Seems pretty straightforward. And yet it gets misunderstood at times, particularly when it comes to such issues as whether an elected body can open its meetings with sectarian prayer. It can’t. The U.S. 5th Circuit Court of Appeals said so in a case that started right here in Camel City.

Sunday’s program didn’t involve prayer so much as it did education. The mission the passion of those who attended was promoting understanding and harmony in the community.

See the original post:
Sexton: Mosque gathering celebrates First Amendment

It is obvious John Foster Way and the left dont understand the Constitutions Second Amendment. If you follow Ways logic, our forefathers would have prohibited flintlocks from being owned by individuals because their technology was so far superior to matchlocks.

Is that too basic, Mr. Way? OK, then once percussion caps were invented, we could only own flintlocks, or once cartridges were invented we could only own percussion caps and on and on ad nauseum. And no, I do not think anything more invasive may have been written. By his own words, Way states his opinion as being invasive to our rights under the Second Amendment. Way does not understand, like most of the left, that the evolution of technology has nothing to do with the concept of freedom, liberty and the right to bear arms.

Ted Genard Uncasville

More here:
Letter to the editor: Technology doesn’t change Constitution

All too often SEO professionals end up meeting with people who don’t understand the industry but have been told to get an agency on board. It can be a challenge to pitch the explanation at the right level – informing without alienating…

Read more:
How to Help SEO Customers Who Aren’t Always Right

India has got independence but people have failed to understand the real meaning of ‘azadi’.

Read more from the original source:
Freedom fighters disappointed with present India

Intellectually, I understand the Supreme Court's 7-2 decision that the First Amendment protects the most violent of video games.

Follow this link:
'Mortal Kombat' and the First Amendment | Cal Thomas | Columnists …

Like most small business owners with their first website, I didn't immediately understand the importance of keywords and search engine optimization when it comes to being found by customers who live virtually on your …

Continued here:
Making the Most of Local SEO With A Google Places Page …

Jun 232011

Before my SEO friends get their panties in a wad over today's headline, let me emphasize that I understand the practical value and wisdom of basic Search.

See the original post:
Why SEO Disgusts Me | WebProNews

As I understand the situation it was the validity of the offshore banking system, and certainly not Antigua, its government, economy, and least of all its people, that were brought into question. ..

Here is the original post:
Antigua Observer Newspaper | How will FSRC probe into itself re …

Many entrepreneurs and businesspeople understand the inherent benefits of establishing offshore companies but believe that it is illegal, difficult, or expensive to do.

Continued here:
Setting Up Offshore Companies And Their Benefits

As an SEO Company India, we understand the increasing importance of digital media in branding and marketing.

Continued here:
Professional SEO Services India |

To understand the weight of what I’m about to say the reader must understand, the Illuminati is obsessed, I mean unbelievably obsessed with ‘proper breeding’ and once you understand this you’ll then understand the connection between …

Excerpt from:
Big Business And The Illuminati

Tupac was a great man but he didnt’t understand the illuminati , he understood the problems of the world, but when he was talkin bout nigga in jail tellin him about the illuminati , he doubt the excistence just because inmate knew of such …

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FireFox! Start Your Own Web Hosting Company
Web Hosting Advertise Here $10 a Month Affordable web-hosting
Pierre Teilhard De Chardin

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